Why not implement the same type of planning to the paying of your bills? It requires a grocery list and a bit of foresight, but it saves you hours throughout the week by NOT having to go back to pick up missed items. Most credit card companies charge something like $40 each time it is late as well as jacking up your interest rate to 25%.Īnyone who has ever forgotten to get something from the grocery store realizes that it requires a lot less time to buy everything one day than having to go get something as you need it. It goes without saying that paying bills late (especially for credit cards) is terribly expensive. Back in those days when I lived in financial chaos, I didn’t have a system in place to help me remember to pay my bills.įor me this was just like playing roulette with my bills – I remembered to pay them sometimes and sometimes I would forget. ![]() ![]() My hunch is that most late-fees occur for that same reason.
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